Don't become the next victim!
Identity theft is the fastest growing criminal activity in
the United States today. These crimes are committed when someone
steals personal information such as your bank account number
or social security number, then poses as you and takes funds
from your account, runs up debt in your name, or both. However,
there are ways to protect yourself from it happening to you.
The first way is to understand how they are able to obtain
Nine ways thieves steal your identity
- Snatching a victim's purse or wallet
- Stealing personal mail
- Dumpster diving
- Credit Bureau fraud
- Eavesdropping and shoulder surfing
- Household and computer burglary
- Pretexting, phishing, scamming and spoofing
- Family theft
Tips to minimize your
risk for identity theft
- Don't give out your checking account, credit card, or
social security number over the phone unless you initiate
the call and know who you're dealing with.
- Report lost or stolen checks immediately.
- Store cancelled and new checks in a safe place.
- Notify your financial institution immediately if you receive
a suspicious phone call from someone purporting to represent
the institution and asking for account information "to
verify a statement" or "award a prize."
- Phishing involves sending customers a seemingly legitimate
email request for account information, often under the guise
of asking the customer to verify or reconfirm confidential
personal information such as account numbers, social security
numbers, passwords and other sensitive information. Don't
respond to any emails that ask for your password, social
security number or other personal information. First Bank will never request confidential information through
email. Report any such request to the bank immediately by
calling our Loss Prevention & Fraud Department at (936)
- Guard your ATM Personal Identification number (PIN) and
- Periodically contact the major credit bureaus to review
your file and be sure the information is correct. For a
small fee, you can obtain a copy of your credit report at
any time. The three major credit bureaus are: Equifax (800)
685-1111; Experian (888) 397-3742; and TransUnion (800)
Customers who have questions
about Online Banking Security or Identity Theft should call
Contact us | View