First Bank of Conroe is pleased to offer identity theft protection, powered by IDPROTECT™ - a comprehensive service that will help you prevent identity fraud, and if it does happen, will help you restore your credit and identity.

Identity theft takes a serious toll on its victims. As your trusted financial partner, your protection is our highest priority. We have procedures in place to detect early warning signs of identity theft, such as unusual account activity, and we're prepared to take immediate action and the appropriate steps to prevent and mitigate any potential identity theft event.

IDPROTECT provides the following protection for you, your joint account holders, and your family1:

• Comprehensive Identity Theft Resolution Services
  
• Toll-free access to a dedicated consumer fraud specialist (recovery professional), who will work with you on the specific details of your case, assist you with the appropriate paperwork and work with credit bureaus on your behalf until your case is resolved
  
• An online identity theft news center and valuable phone and web resources to safeguard your identity
• Debit and credit card registration to reduce your personal liability on lost or stolen registered card transactions
  
• Total Identity Monitoring
  
• Credit WatchTM Gold 3-in-1 Credit File Monitoring2
  
• Up to $10,000 identity fraud expense reimbursement coverage3 for expenses associated with clearing your name and repairing damaged credit should you fall victim to identity theft. Covered expenses include: coverage for wages lost for time taken off work to correct personal records; reimbursement for costs associated with attorney fees, loan application fees, long distance calls, certified mail and notarized fraud documents.

Thank you for allowing us the opportunity to serve your financial needs. We appreciate your trust in us. If you have any questions regarding IDProtect ask a representative with First Bank of Conroe, or drop by any branch. You may also call the IDProtect Service Center at 1-877-610-7889 for questions about the program.

First Bank of Conroe

1 Family includes: Spouse, persons qualifying as a domestic partner under the provisions of any applicable federal, state or local law, children under 25 years of age and parents of such natural persons who are residents of the same household.
2 Identity Fraud Expense Reimbursement Master Policy underwritten by Travelers Casualty and Surety Company of America and its property casualty affiliates, Hartford, CT 06183. Coverage for all claims or losses depends on actual policy provisions. Availability of coverage can depend on our underwriting qualifications and state regulations. Your Certificate of Coverage is enclosed.
3 Credit file monitoring services are provided through Equifax Credit Watch™ Gold. Equifax, Equifax Credit Report, and Equifax Credit Watch are trademarks of Equifax Inc. Equifax's credit monitoring products are protected under U.S. Patent No. 7,028,052. You will be required to complete Equifax's identity authentication.